Invest with Housiness
Put your capital to work in property
Invest per project in renovations and villas on the Costa Blanca and in Bali. Secured by a mortgage on the property, with Joshua’s own money in every project.
At a glance
- Security
- First-ranking mortgage
- Term
- 12–24 months
- Interest
- Accrued, paid at repayment
- Reporting
- Monthly
- Investment
- Per project, see memorandum
Two ways to invest
Choose what suits you: a predictable fixed return, or a lower rate with a share of the profit.
Fixed return
- Fixed interest rate agreed up front
- First-ranking mortgage on the project property
- Term 12–24 months, early repayment possible
- Interest accrues and is paid at repayment
Interest + profit share
- Lower fixed rate plus a share of the profit at sale
- The same mortgage security
- Term until sale, maximum 24 months
- Return depends partly on the sale price
How your investment is protected
First-ranking mortgage
Your investment is secured by a mortgage on the project property, registered at the notary.
Own money in
Joshua co-invests in every project and only earns a return after investors have been repaid.
Solid buffer
At most around 65–70% of project costs is financed with investor money.
Ring-fenced per project
Each project has its own project company. Projects are kept separate.
What we invest in
Renovation & change of use
Buying, renovating or converting properties in and around Alicante, then selling them.
Shovel-ready plots
Plots taken through design and permits, ready to build or sell.
Previously sold through Housiness
From introduction to repayment
- 01
Introduction
We discuss your goals, amount and term, with no obligation.
- 02
Investor memorandum
For each project you receive the numbers, timeline, risks and terms.
- 03
Legal set-up
Agreement and mortgage are registered at the notary.
- 04
Reporting & repayment
Monthly updates; at the sale you receive your capital plus return.
Request the investor memorandum
Leave your details. Joshua will contact you personally and send the memorandum for the current project.
Prefer to talk directly?
Important to know
Investing in property projects involves risk: delays, higher costs or a lower sale price can affect returns, and you may lose some or all of your investment. This page is a registration of interest, not an offer of securities or investments. Terms apply only as set out in the project documentation.
Frequently asked questions
What is the minimum investment?
It differs per project and is stated in the investor memorandum.
What happens if a project is delayed?
The term and arrangements for delays are set out in the agreement. Your investment remains secured by the mortgage on the property.
How is my return taxed?
That depends on your country of residence and situation. We recommend consulting a tax adviser.
Can I visit a project?
Yes, you are welcome to see projects on site. A video tour is also possible.